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Whistleblowing Contact Raiffeisen ON

Business: Cars

Unlock the potential of your business with our tailored vehicle financing solutions. We offer flexible leasing options designed to meet your unique needs, ensuring you stay ahead

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Leasing options

Empower your business with our tailored leasing solutions. Whether you need a single car or an entire fleet, we offer flexible financing options to keep your business moving forward efficiently and affordably.

Upgrade your fleet with new cars

Elevate your business car fleet with new cars through our leasing financing options. Discover the perfect vehicles to enhance your company's performance.

  • Up to 6 years of financing
  • Max 6 years asset age
  • Starting from 10% down payment

 

Apply now

Improve your fleet with used cars

Optimize your business car fleet with our leasing financing options for reliable used vehicles. 

  • Up to 5 years of financing
  • Max 10 years asset age
  • Minimum 15% downpayment

 

Apply now

Terms and conditions

  • Financing currency is in EUR and ALL.
  • Financing u to 90% of purchase value of the asset
  • Tenor of financial lease varies from 12 months up to 120 months.
  • Competitive interest rate starting from Euribor 12M+ 4% (further refer to the terms and conditions)
  • The financed assets do not need additional collateral
  • Administration commission starting from 1% of the financed value

Procedures for realizing a financial lease agreement is very simple and quick one, and does not required additional collateral :

  • You select the asset, subject of financing near the producer or authorized dealer.
  • You provide the required documents needed for financial lease approval, as per request and procedures in place of  Raiffeisen Leasing Sha.
  • After the approval of financial lease and signing of leasing contract, ju should make the payments for: Down payment, casco insurance and other expenses related to the transaction.

  • Financial statements and monthly sales declaration.
  • For Physical Persons that do not deliver Financial statements, annual declaration of profit tax 
  • Statement form e-albania related to the tax obligation of company.
  • Identification documents for administrator and owner/s of the company
  • QKR copy, Statute and Foundation Act.
  • Copy of business licenses/ if applicable
  • Other documents that can be requested from RLAL during decision process.

Documents required

All businesses can apply for vehicle financing through finance lease. The documents that must be provided for financial lease application are as follows:

  • Authorized dealer offer
  • Application form completed and signed by the applicant.
  • Financial statements and monthly sales statement.
  • Declaration form from e-albania regarding the company's tax liability
  • Identification documents for the administrator and owner/s of the company, copy of the QKR, the act of incorporation and the company's charter
  • Copy of business licenses (if applicable)
  • Other documents that may be requested by Raiffeisen Leasing Albania during the decision making process.

We help you financing vehicles / equipment which are offered by various authorized national and international dealers thanks to our experience in the market over the years and a wide cooperation.

Why Raiffeisen Leasing Albania

Established Expertise

Benefit from Raiffeisen Leasing Sh.a's proven track record since its founding in 2006, backed by the experience and stability of Raiffeisen group, a leader in the Albanian banking sector.

Comprehensive Solutions

Access a full spectrum of financial products and services tailored to both business sectors and individual needs, reflecting modern European standards.

Strong Partnership

Part a subsidiary of Raiffeisen Bank International, which acquired and successfully transformed the Albanian Savings Bank, ensuring a robust infrastructure and reliable banking experience built over 20 years.