Private Individuals: Buying your next car
Are you ready to start your trip with the car of your dreams? With our leasing options, you can make that trip happen.
Why financing with us?
Explore our financing options
Discover the full range of our financing options tailored to suit your needs for both new and used vehicles. Whether you’re looking to drive away in the latest model or a reliable pre-owned car, our flexible financing plans are designed to make your dream car more accessible.
New Cars
Experience the excitement of driving a brand-new vehicle with our exceptional leasing options.
- Up to 6 years of financing
- Starting from 10% downpayment
- Up to 153,000 Euro financing value
Used Cars
Looking to buy a used vehicle? We got you covered, we offer financing for all types of used vehicles. So, no need to worry, just choose your next vehicle.
- Max 10 years asset age
- Minimum 15% downpayment
- Up to 90,000€ financing value
Electric Vehicles
Explore our Green Mobility leasing options for eco-friendly electric vehicles. Drive towards a sustainable future with us today!
- Up to 5 years of financing
- Max 7 years asset age
- Minimum 10% downpayment
- Up to 153,000€ financing value
Terms and conditions
- Financing currency is in EUR and ALL.
- Financing up to 90% of purchase value of the asset
- Tenor of financial lease varies from 12 months up to 120 months
- Competitive interest starting from Euribor 12M + 4% (further refer to the terms and conditions).
- The finaned assets do not need additional collateral
- Administration commision starting from 1% of the financed value
Procedures for realizing a financial lease agreement is very simple and quick one, and does not required additional collateral :
- You select the asset, subject of financing near the producer or authorized dealer.
- You provide the required documents needed for financial lease approval, as per request and procedures in place of Raiffeisen Leasing Sha.
- After the approval of financial lease and signing of leasing contract, ju should make the payments for: Down payment, casco insurance and other expenses related to the transaction.
Documents required
All potential customers taking the salary in the banking system and / or are insured, can apply for financing of cars through financial lease. The documents that must be provided for financial lease application are ass follows:
- Authorized dealer offer
- Application form completed and signed by the applicant.
- Salary verification and current account issuance.
- Driver license
- Family certificates
- Indetification document ID
- Supporting documents proving other sources of income (lease contract, etc)
- For business owners applying with bussines income, company financial statements be provided
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Raiffeisen Leasing
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We help you financing vehicles / equipment which are offered by various authorized national and international dealers thanks to our experience in the market over the years and a wide cooperation.
Why Raiffeisen Leasing Albania
Established Expertise
Benefit from Raiffeisen Leasing Sh.a's proven track record since its founding in 2006, backed by the experience and stability of Raiffeisen group, a leader in the Albanian banking sector.
Comprehensive Solutions
Access a full spectrum of financial products and services tailored to both business sectors and individual needs, reflecting modern European standards.
Strong Partnership
Part a subsidiary of Raiffeisen Bank International, which acquired and successfully transformed the Albanian Savings Bank, ensuring a robust infrastructure and reliable banking experience built over 20 years.